Financing

We help roasters access the coffees they want—without delays.

Our financing solutions are flexible, simple, and built for the coffee trade.

Coffee Purchase Financing

Spread cash flow with tailored financing structures.

  • Available for coffee already in Europe or at the producing country
  • Can pair with our container import logistics
  • Clear costs and documentation at each step

Structured Payment Plans

Align repayments with your roasting and sales cycles.

  • Schedules designed around monthly volumes
  • Options to sync with warehouse releases
  • Transparent terms and timing

Trade Credit Solutions

Secure your supply while protecting liquidity.

  • Credit limits tailored to your buying pattern
  • Supports repeat purchases over the season
  • Simple renewals and periodic reviews

We can finance

  • Coffee already in Europe — from our own stock or from other importers
  • Coffee at the producing country — combined with our container import logistics

How it works

  • You select the coffee
  • We arrange the financing
  • You repay as you roast and sell

Get started: Send us your balance sheet, and we’ll begin the approval process.

Contact us to apply

Prefer email? Send documents via your usual Sapere contact or the contact form.

Ready to finance your coffee?

Share your planned volumes, timing, and preferred structure and we’ll propose terms that match your roasting and sales cycles.

Start financing